NINE STEPS TO OWNING YOUR NEW HOME
The following is an overview of the customary steps essential in owning your new home. It is a review of the highlights you will experience from the moment you say, “I do!”

STEP ONE: MEET OUR TEAM
The first step is to visit our information center. We invite you to sit down with our dedicated staff while they ask the questions it takes to understand your needs – to find out what it truly is you are looking for in your new home. Review our floor plans, walk through our design room and choose the home of your dreams.

STEP TWO: SIGN YOUR PURCHASE AGREEMENT
Once you have decided which residence is right for you, we will furnish you with a Purchase Agreement. This document defines and establishes the commitment between the purchaser(s) and the builder. A down payment is required upon the execution of the Purchase Agreement and varies by community.

Once signed, you will have seven calendar days to review the agreement. During this time, you may cancel the contract without penalty.

STEP THREE: OBTAIN YOUR MORTGAGE
If you are financing the purchase of your new home, you will want to meet with a lender to learn about the various options available to you. Whether you opt for a fixed mortgage, an ARM, or another type of financing, understanding your options will allow you to make the best decision when it comes to buying your home.

STEP FOUR: SELLING YOUR HOME
It’s a good idea to have a market analysis done on your current residence, which will help you ascertain the selling price of homes in your area and the average time on the market. Our associates will help you to estimate the timeline of when you can expect your new home will be ready.

STEP FIVE: CHOOSE YOUR FINISHES
The selections process is an essential component that will ultimately define and personalize your new home. A design and selection date will be scheduled with you and our experienced staff will work with you in choosing from a wide variety of color and style choices to create your ideal residence. Selections include flooring, appliances, cabinetry, countertops and more.

STEP SIX: PRE-DRYWALL WALK-THROUGH
Before we enclose the walls with drywall, we will walk you through your new unit so you can be assured that all of the items are installed in the wall properly, as per your selected options. A video tape will be made of this walk-through for your records.

STEP SEVEN: CLOSING PREPARATION
Approximately 60 days before your closing, a Morningside representative will notify you of a general time-frame for your closing, so that you may start planning for the next few months. Now is the time to be in communication with your lender and finalize your financing. Approximately 14 days prior to your closing, you will again be contacted, this time with a specific date for your Homeowner Orientation and closing.

STEP EIGHT: FORMAL WALK-THRU
A few days before your closing, a Morningside representative will meet with you to conduct a formal walk-through of the residence and give you a Homeowner Orientation. This is your opportunity to learn more about the function and features of the different systems throughout your new home. In addition, this is your opportunity to formally inspect the completed residence.

STEP NINE: WELCOME HOME
Once all of the paperwork has been completed at your closing, you will receive the keys to your new home.


Welcome to the Morningside Group family and welcome to your new home!